How Rhode Island taxes your paycheck
Rhode Island taxes wages at 3.75%, 4.75% and 5.99%, using the same inflation-indexed brackets for every filing status: 3.75% up to $82,050 and 5.99% above $186,450 in 2026. The standard deduction ($11,200 single, $22,400 joint for 2026) and the personal exemption ($5,250 each) are indexed each year. Both phase out together at higher incomes. The 2026 head-of-household standard deduction is $16,800.
2026 Rhode Island income tax brackets
| Taxable income (single) | Rate |
|---|---|
| $0 to $82,050 | 3.75% |
| $82,050 to $186,450 | 4.75% |
| Over $186,450 | 5.99% |
| Deduction or credit | Single | Married | Head of household |
|---|---|---|---|
| Standard deduction | $11,200 | $22,400 | $16,800 |
| Personal exemption | $5,250 | $10,500 | $5,250 |
Rhode Island payroll programs
These employee contributions come out of each paycheck in addition to income tax.
| Program | Employee rate | Wage cap |
|---|---|---|
| Temporary Disability Insurance (TDI/TCI) (Employee-paid; 2026 rate 1.1% (down from 1.3% in 2025) on wages up to $100,000, so the 2026 maximum is $1,100. Employers do not contribute.) | 1.1% | $100,000 |
Local income taxes
Rhode Island cities and towns do not levy income or wage taxes.
Take-home pay in Rhode Island at common salaries
Single filer, 2026 rules, no pre-tax deductions or local taxes.
| Salary | Federal tax | FICA | Rhode Island taxes | Take-home | Biweekly |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $838 | $25,447 | $979 |
| $40,000 | $2,620 | $3,060 | $1,323 | $32,997 | $1,269 |
| $50,000 | $3,820 | $3,825 | $1,808 | $40,547 | $1,559 |
| $60,000 | $5,020 | $4,590 | $2,293 | $48,097 | $1,850 |
| $75,000 | $7,670 | $5,738 | $3,021 | $58,572 | $2,253 |
| $100,000 | $13,170 | $7,650 | $4,248 | $74,932 | $2,882 |
| $150,000 | $24,734 | $11,475 | $6,623 | $107,168 | $4,122 |
How Rhode Island compares
At a $60,000 salary, Rhode Island ranks #34 of 51 for take-home pay. The table below shows the states closest in take-home pay.
Minimum wage in Rhode Island
The Rhode Island minimum wage is $16.00 an hour as of January 1, 2026. A full-time minimum wage job pays $33,280 a year before taxes and about $27,923 after taxes. See the full Rhode Island minimum wage guide for tipped wages and scheduled increases.
What this calculator does not include
The standard deduction and exemptions phase out between about $261,000 and $290,800 of modified federal AGI (2026) and disappear above that; this is not modeled, nor are dependent exemptions, the RI EITC or other credits. The calculator also leaves out dependents, tax credits, additional withholding on your W-4 and non-wage income. Your employer's withholding can differ from your final tax bill.
Frequently asked questions
Does Rhode Island have a state income tax?
Yes. Rhode Island taxes wages at graduated rates from 3.75% to 5.99% for 2026. Your employer withholds it from each paycheck along with federal taxes.
How much is $60,000 after taxes in Rhode Island?
A single filer earning $60,000 in Rhode Island keeps about $48,097 a year, or $4,008 a month, in 2026. That ranks 34 of 51 for take-home pay at that salary.
Does Rhode Island have local income taxes?
Rhode Island cities and towns do not levy income or wage taxes.
What is the minimum wage in Rhode Island?
The minimum wage in Rhode Island is $16.00 an hour as of January 1, 2026. Full time, that is $33,280 a year before taxes and about $27,923 after taxes for a single filer.
Sources
- RI Department of Labor and Training - 2026 Tax Rates for Unemployment Insurance and Temporary Disability Insurance
- RI Division of Taxation ADV 2026-02 Tax Changes for 2026
- USDA NFC bulletin - Rhode Island State Income Tax Withholding (Mar 9, 2026)
- Tax Foundation - State Individual Income Tax Rates and Brackets, 2026
- Bloomberg Tax - Rhode Island Releases 2026 Withholding Methods (Dec 18, 2025)
- RI Division of Taxation ADV 2025-22 Inflation Adjustments for Tax Year 2026 (brackets, standard deduction, exemption, phase-out range)
- RI Division of Taxation - 2026 RI-1040ES
- RI DLT - UI and TDI Quick Reference (2026 TDI wage base $100,000, max $1,100)
- IRS Rev. Proc. 2025-32 (2026 federal tax tables)