Paycheck Calculator

Estimate every paycheck after federal income tax, Social Security, Medicare, state income tax and state payroll programs, for hourly or salaried pay.

Quick answer

Take-home pay is gross pay minus federal income tax, Social Security, Medicare, state income tax and pre-tax deductions. In 2026, a single filer earning $60,000 keeps between $45,996 and $50,390 a year depending on the state.

Paycheck calculator

2026 federal, state and payroll taxes. Results update as you type.

2026 limit $24,500 a year.

Health, dental, vision or FSA deductions.

Only if your city or county taxes wages.

More options: dependents, age 65+, overtime, tips, W-4 extra withholding

$2,200 Child Tax Credit each.

$500 credit each.

Adds the $6,000 senior deduction.

Only the extra half of time and a half. Work it out.

Include tips in your pay above too.

Form W-4 Step 4(c).

Shown separately below.

Take-home per paycheck
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Estimates use 2026 brackets and standard deductions. Federal tax includes any credits and 2025 law deductions you enter under More options; claim those on your W-4 to see them in each paycheck. Your actual withholding depends on your W-4 and employer.

Paycheck calculators by state

Each state page explains its 2026 brackets, deductions, payroll programs and local taxes.

Take-home pay on a $60,000 salary in every state

#StateState taxesTake-homeMonthly
1FloridaNone$50,390$4,199
2NevadaNone$50,390$4,199
3New HampshireNone$50,390$4,199
4North DakotaNone$50,390$4,199
5South DakotaNone$50,390$4,199
6TennesseeNone$50,390$4,199
7TexasNone$50,390$4,199
8WyomingNone$50,390$4,199
9Alaska$271$50,119$4,177
10Washington$832$49,558$4,130
11Arizona$1,098$49,293$4,108
12Ohio$1,207$49,184$4,099
13Louisiana$1,414$48,976$4,081
14Iowa$1,628$48,762$4,063
15Vermont$1,632$48,758$4,063
16New Mexico$1,654$48,736$4,061
17South Carolina$1,662$48,728$4,061
18Mississippi$1,668$48,722$4,060
19Arkansas$1,732$48,658$4,055
20Missouri$1,847$48,543$4,045
21Nebraska$1,850$48,540$4,045
22West Virginia$1,866$48,524$4,044
23Pennsylvania$1,884$48,506$4,042
24North Carolina$1,885$48,505$4,042
25Kentucky$1,982$48,408$4,034
26Montana$2,063$48,327$4,027
27Wisconsin$2,070$48,320$4,027
28Idaho$2,072$48,318$4,027
29Oklahoma$2,155$48,236$4,020
30Colorado$2,196$48,194$4,016
31New Jersey$2,210$48,180$4,015
32Utah$2,241$48,149$4,012
33Georgia$2,246$48,145$4,012
34Rhode Island$2,293$48,097$4,008
35Michigan$2,299$48,091$4,008
36California$2,353$48,037$4,003
37Alabama$2,509$47,881$3,990
38District of Columbia$2,525$47,865$3,989
39Kansas$2,548$47,842$3,987
40Connecticut$2,618$47,773$3,981
41Virginia$2,636$47,754$3,980
42Maine$2,672$47,718$3,976
43Minnesota$2,821$47,569$3,964
44Illinois$2,825$47,565$3,964
45Delaware$2,893$47,497$3,958
46Indiana$1,741$47,458$3,955
47New York$2,933$47,457$3,955
48Massachusetts$3,056$47,334$3,945
49Hawaii$3,056$47,334$3,944
50Maryland$2,484$46,197$3,850
51Oregon$4,394$45,996$3,833

Single filer, standard deduction, no local taxes or pre-tax deductions.

Frequently asked questions

How is take-home pay calculated?

Start with gross pay, subtract pre-tax deductions such as a traditional 401(k), then subtract federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), state income tax and any state payroll programs. What is left is your take-home pay.

Which states have no income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wage income. Washington does have mandatory payroll premiums for paid leave and long-term care.

Why is my paycheck different from the calculator?

Employers withhold using your W-4 and IRS withholding tables, which can differ slightly from your actual annual tax. Benefits, local taxes, garnishments, overtime and bonuses also change a real paycheck.

What changed for 2026?

The 2026 standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household. Bracket thresholds rose with inflation, and the Social Security wage base rose to $184,500.