How Illinois taxes your paycheck
Illinois taxes net income at a flat 4.95%, the rate in effect since July 1, 2017 and unchanged for 2026. There is no standard deduction. Instead, each filer gets an inflation-indexed exemption allowance, which rose from $2,850 in 2025 to $2,925 for tax year 2026. The 2026 IL-700-T withholding formula uses the same 4.95% rate and the $2,925 allowance.
2026 Illinois income tax rate
| Taxable income (single) | Rate |
|---|---|
| Over $0 | 4.95% |
| Deduction or credit | Single | Married | Head of household |
|---|---|---|---|
| Standard deduction | $0 | $0 | $0 |
| Personal exemption | $2,925 | $5,850 | $2,925 |
Local income taxes
No Illinois city or county levies a local income tax on wages; Chicago has no wage tax.
Take-home pay in Illinois at common salaries
Single filer, 2026 rules, no pre-tax deductions or local taxes.
| Salary | Federal tax | FICA | Illinois taxes | Take-home | Biweekly |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,340 | $24,945 | $959 |
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $1,249 |
| $50,000 | $3,820 | $3,825 | $2,330 | $40,025 | $1,539 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $1,829 |
| $75,000 | $7,670 | $5,738 | $3,568 | $58,025 | $2,232 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $2,861 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $4,097 |
How Illinois compares
At a $60,000 salary, Illinois ranks #44 of 51 for take-home pay. The table below shows the states closest in take-home pay.
Minimum wage in Illinois
The Illinois minimum wage is $15.00 an hour as of January 1, 2025. A full-time minimum wage job pays $31,200 a year before taxes and about $25,850 after taxes. See the full Illinois minimum wage guide for tipped wages and scheduled increases.
What this calculator does not include
The exemption allowance is disallowed entirely when federal AGI exceeds $250,000 ($500,000 for joint filers). The model also ignores the extra $1,000 allowance for filers who are 65+ or blind, dependent allowances, and credits such as the Illinois EITC and the property tax credit. The calculator also leaves out dependents, tax credits, additional withholding on your W-4 and non-wage income. Your employer's withholding can differ from your final tax bill.
Frequently asked questions
Does Illinois have a state income tax?
Yes. Illinois taxes wages at a flat 4.95% for 2026. Your employer withholds it from each paycheck along with federal taxes.
How much is $60,000 after taxes in Illinois?
A single filer earning $60,000 in Illinois keeps about $47,565 a year, or $3,964 a month, in 2026. That ranks 44 of 51 for take-home pay at that salary.
Does Illinois have local income taxes?
No Illinois city or county levies a local income tax on wages; Chicago has no wage tax.
What is the minimum wage in Illinois?
The minimum wage in Illinois is $15.00 an hour as of January 1, 2025. Full time, that is $31,200 a year before taxes and about $25,850 after taxes for a single filer.
Sources
- Illinois Department of Revenue - IL-700-T 2026 Illinois Withholding Tax Tables (effective January 1, 2026)
- Illinois Department of Revenue - What is the Illinois exemption allowance? (2025 and 2026 amounts, AGI limits)
- Illinois Department of Revenue - Income Tax Rates
- Tax Foundation - State Individual Income Tax Rates and Brackets, 2026
- IRS Rev. Proc. 2025-32 (2026 federal tax tables)