How Montana taxes your paycheck
Montana starts from federal taxable income, so the 2026 federal standard deduction applies. HB 337 (2025) cut the top rate from 5.9% to 5.65% for 2026 and greatly widened the 4.7% bracket (to $47,500 single / $95,000 joint), with a further cut to 5.4% scheduled for 2027; the Legislature did not meet in regular session in 2026. HB 337 also doubles the state EITC to 20% of the federal credit for 2026.
2026 Montana income tax brackets
| Taxable income (single) | Rate |
|---|---|
| $0 to $47,500 | 4.7% |
| Over $47,500 | 5.65% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 to $95,000 | 4.7% |
| Over $95,000 | 5.65% |
| Deduction or credit | Single | Married | Head of household |
|---|---|---|---|
| Standard deduction | $16,100 | $32,200 | $24,150 |
| Personal exemption | $0 | $0 | $0 |
Local income taxes
Montana has no local income or wage taxes.
Take-home pay in Montana at common salaries
Single filer, 2026 rules, no pre-tax deductions or local taxes.
| Salary | Federal tax | FICA | Montana taxes | Take-home | Biweekly |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $653 | $25,632 | $986 |
| $40,000 | $2,620 | $3,060 | $1,123 | $33,197 | $1,277 |
| $50,000 | $3,820 | $3,825 | $1,593 | $40,762 | $1,568 |
| $60,000 | $5,020 | $4,590 | $2,063 | $48,327 | $1,859 |
| $75,000 | $7,670 | $5,738 | $2,877 | $58,716 | $2,258 |
| $100,000 | $13,170 | $7,650 | $4,289 | $74,891 | $2,880 |
| $150,000 | $24,734 | $11,475 | $7,114 | $106,677 | $4,103 |
How Montana compares
At a $60,000 salary, Montana ranks #26 of 51 for take-home pay. The table below shows the states closest in take-home pay.
Minimum wage in Montana
The Montana minimum wage is $10.85 an hour as of January 1, 2026. A full-time minimum wage job pays $22,568 a year before taxes and about $19,891 after taxes. See the full Montana minimum wage guide for tipped wages and scheduled increases.
What this calculator does not include
Ignores the separate lower rates on net long-term capital gains, Montana additions/subtractions to federal taxable income (which also carries the federal tips, overtime, senior and car-loan deductions), the state EITC and other credits. The calculator also leaves out dependents, tax credits, additional withholding on your W-4 and non-wage income. Your employer's withholding can differ from your final tax bill.
Frequently asked questions
Does Montana have a state income tax?
Yes. Montana taxes wages at graduated rates from 4.7% to 5.65% for 2026. Your employer withholds it from each paycheck along with federal taxes.
How much is $60,000 after taxes in Montana?
A single filer earning $60,000 in Montana keeps about $48,327 a year, or $4,027 a month, in 2026. That ranks 26 of 51 for take-home pay at that salary.
Does Montana have local income taxes?
Montana has no local income or wage taxes.
What is the minimum wage in Montana?
The minimum wage in Montana is $10.85 an hour as of January 1, 2026. Full time, that is $22,568 a year before taxes and about $19,891 after taxes for a single filer.
Sources
- Montana Department of Revenue - HB 337 individual income tax rate changes (2026 and 2027 tables)
- Montana Department of Revenue - 2026 withholding updates
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (data as of Feb 11, 2026)
- Tax Foundation, Facts & Figures 2026, Table 11 (rates as of April 28, 2026)
- IRS Rev. Proc. 2025-32 (2026 federal tax tables)