What is an employment verification letter?
An employment verification letter, also called a proof of employment letter or letter of employment, is a short document from an employer that confirms someone’s job. It answers a few simple questions: Does this person work here? Since when? In what role? And sometimes, how much do they earn?
It is a statement of facts, not a recommendation. If someone wants an opinion about a person’s skills or character, they need a reference letter instead.
Who asks for an employment verification letter?
| Requester | Why they ask | What they usually want |
|---|---|---|
| Mortgage lender | To confirm stable income before a loan | Title, start date, status, pay, likelihood of continued employment |
| Landlord or property manager | To check that you can afford the rent | Status, start date, pay |
| Auto or personal loan lender | To confirm income | Status, pay |
| Government agency | For benefits, assistance programs or licensing | Dates, hours, pay |
| New employer or screening company | To confirm work history | Dates and job title |
| Childcare or school program | To confirm eligibility or a work schedule | Status, hours, schedule |
What should an employment verification letter include?
| Include | Leave out |
|---|---|
| Company name, address and letterhead | Opinions about performance or attitude |
| Employee’s full name | Medical information, disability or reasons for leave |
| Job title and department | Disciplinary history |
| Start date (and end date for former employees) | Full Social Security number |
| Full-time, part-time, temporary or seasonal status | Salary, unless the employee has authorized it |
| Pay rate or annual salary, if authorized | Personal details like age or family status |
| Average hours per week for hourly workers | Guesses about future raises or promotions |
| Name, title, phone and email of the person signing | Anything you cannot verify in your records |
If the requester asks for income in a specific format, such as annual pay, make the conversion clear. For an hourly worker, our guide to what $25 an hour is per year shows the math.
How do you request an employment verification letter?
- Ask the requester exactly what they need. Some want pay, some only dates. Ask whether they have their own form.
- Check your company’s process. Your handbook or HR portal may point to a request form or a verification service.
- Email HR with the details: who the letter is for, what it must include and your deadline.
- Give written permission to share pay, if the letter needs it.
- Ask how it will be delivered. Some lenders and agencies want the letter sent directly from the employer by email or fax. If fax is required, a fax cover sheet keeps it organized.
How do you write an employment verification letter?
- Read the request. Note exactly which facts the requester wants and whether they supplied a form.
- Check authorization. Confirm the employee asked for the letter and, if pay is included, approved sharing it in writing.
- Pull the facts from your records. Use HR and payroll data for dates, title, status and pay.
- Write three short paragraphs. Confirm employment, list the requested details, then give a contact for follow-up.
- Sign and send. Use letterhead, sign it, and send it to the employee or directly to the requester, as agreed.
Employment verification letter format: Keep it to one page in standard business letter format. Address it to the requester by name if you have one, or use “To Whom It May Concern” for a general letter the employee will share.
What if you are self-employed or a contractor?
There is no employer to write the letter, so you will need other proof. Ask the requester what they accept. Common options include recent tax returns, 1099 forms, bank statements, signed client contracts, or a letter from a long-term client confirming your working relationship.
4 employment verification letter templates
Each template uses fictional names and companies. Use company letterhead and adjust the details.
1. Standard employment verification letter (written by the employer)
October 8, 2026
To Whom It May Concern,
This letter confirms that Jordan Lee has been employed by Northwind Logistics since March 14, 2022. Jordan currently works full time as a Senior Dispatcher in our Columbus, Ohio, operations center.
At Jordan’s request and with Jordan’s written authorization, I can confirm a current annual base salary of $58,500.
For further verification, please contact me at (614) 555-0131 or hr@example.com.
Sincerely,
Dana Ortiz
Human Resources Manager, Northwind Logistics
2. Employee request to HR
Subject: Employment verification letter request, Taylor Nguyen
Hi Dana,
I am applying for an apartment lease and need an employment verification letter by Friday, October 16. The property manager asked for my job title, start date, full-time status and annual salary.
I authorize HR to share my salary for this letter. Please send it to me as a PDF, or directly to leasing@example.com.
Thank you,
Taylor Nguyen
Accounts Payable Specialist, ext. 214
3. Employment verification letter for an apartment
October 12, 2026
Lakeview Apartments Leasing Office
Attn: Marcus Hill, Property ManagerDear Mr. Hill,
I am writing to verify the employment of Taylor Nguyen, who has worked for Contoso since June 1, 2023. Taylor is a full-time Accounts Payable Specialist with an annual salary of $52,000. Taylor’s employment is in good standing, and there are no plans to change this position.
Please contact me at (206) 555-0187 if you need any additional information.
Sincerely,
Dana Ortiz
HR Generalist, Contoso
4. Employment verification letter for a mortgage
October 20, 2026
Tailspin Home Loans
Attn: Loan ProcessingRe: Verification of employment for Priya Shah
To Whom It May Concern,
This letter verifies that Priya Shah has been employed full time by Fabrikam since January 9, 2019. Her current title is Lead Systems Analyst.
With Priya’s written authorization, we confirm the following:
- Base salary: $96,000 per year, paid biweekly
- Bonus paid in 2025: $6,000
- Overtime: not applicable (salaried position)
Priya’s employment is active, and we have no current plans to end her position. Please call our verification line at (312) 555-0164 or email verify@example.com with any questions.
Sincerely,
Chris Morgan
Payroll Manager, Fabrikam
How do mortgage lenders verify employment?
A letter is often just the start. Lenders may use their own verification forms, third-party services or a phone call to HR.
Lenders also tend to re-check close to closing. For loans sold to Fannie Mae, the Fannie Mae Selling Guide generally requires a verbal verification of employment no more than 10 business days before the note date. If you are buying a home, tell HR to expect that call so it does not slow down your closing.
Is an employment verification letter the same as Form I-9?
No. Form I-9 is a federal form used to verify the identity and employment authorization of people hired in the United States. According to USCIS, all US employers must complete it for every person they hire, citizens and noncitizens alike.
Employers must complete Section 2 of Form I-9 within 3 business days of the employee’s date of hire, according to I-9 Central. The I-9 stays in the employer’s records. An employment verification letter, by contrast, goes to an outside party like a bank or landlord at the employee’s request.
Tips for employers writing verification letters
- Follow one policy. Decide who can sign letters and what they may share, then apply it to everyone.
- Get written consent before sharing pay. Many employers require it as a privacy safeguard.
- Confirm the requester. Call back a lender or landlord at a number you look up yourself before sharing pay details by phone.
- Stick to records. Pull dates and pay from payroll, not memory.
- Be careful with “good standing” language. Use it only if it is accurate and your policy allows it.
- Keep a copy of each letter and the employee’s authorization.
- For former employees, confirm dates and final title only, unless they authorize more.
When a job ends, the dates in your termination letter and your verification letters should match. For new hires, the details in the job offer letter are often what a lender will ask about first.
If your situation involves an unusual request, such as a subpoena or a government inquiry, check with HR or an employment attorney before you respond.